Shashi Kant Bahl
Invest for Your Child's Education with Mutual Funds
Build an education corpus for your child’s future with mutual fund investment options from MutualFundWala. Start early to make the most of compounding.
Education Goal Investing
Flexible SIP & Lumpsum Options
Potential for Long-Term Growth
Associated with Leading Mutual Fund AMCs
Why Plan for Your Child's Education?
In India, education inflation is 10-12%, according to multiple studies and reports. This implies that the cost of education is doubling every six years, making investment planning for children’s education crucial. A mutual fund for Child Education can play a key role in building a corpus that can fund education costs in their entirety.
Start Early
The sooner you start investing in mutual funds, the more time your investments have to potentially grow through the power of compounding. For example, if you invest ₹5,000 every month from your child’s birth at an assumed 12% annual return, you could accumulate approximately ₹11.6 lakh in 10 years or ₹38.3 lakh in 18 years. Actual returns may vary depending on market performance.
Beat Education Inflation
Investing in mutual funds early not only helps you systematically plan for your child's education expenses but also effectively helps beat education inflation.
Goal-Based Investing
Through goal-based investing, investors can start investing a fixed amount today to build a corpus for future goals like children's education, a house, etc.
Flexible SIP Investments
Investing in mutual funds offers investors the flexibility to start with an investment amount of as low as ₹100, cancel, pause, and even withdraw the funds anytime.
Professionally Managed Funds
Mutual funds are professionally managed by expert fund managers of asset management companies. Fund managers actively track the market, research companies, asset classes, and valuations to generate returns while effectively managing market risks.
Track Your Progress
You can not only invest through mutual funds but also track your progress towards a specific goal.
Choose the Right Investment Approach
The right investment option depends on your child’s education goals, the time available before you need the money, and the level of risk you are comfortable taking. Whether you choose a Child Education SIP, a lump sum investment, or Child Education Mutual Funds, selecting the right approach can help you build the required corpus more effectively.
SIP Investment
A Child Education SIP is suitable if you want to build your child's education fund gradually through regular investments.
- Start with a small investment amount
- Invest regularly and build discipline
- Benefit from rupee cost averaging
Lumpsum Investment
A lump sum investment is suitable if you have a larger amount available to invest for your child's education goal over the long term.
- Invest a one-time amount
- Suitable for long investment horizons
- Can support long-term corpus building
Equity Mutual Funds
Equity mutual funds that invest primarily in equities may be considered when your child's education goal is several years away.
- Suitable for long-term goals
- Higher growth potential
- Subject to market fluctuations
Hybrid Mutual Funds
Hybrid mutual funds invest in both equity and debt instruments and may be considered depending on the education goal and investment horizon.
- Invests in equity and debt
- Provides portfolio diversification
- Suitable for medium to long-term goals
Estimate Your Child's Education Corpus
The Child Education Plan Calculator helps you estimate the amount you may need to build your Child Education Goal. By considering factors such as your child’s age, expected education cost, investment horizon, and expected returns, you can calculate the Education Corpus required and plan your investments with greater confidence.
Stay on Track Towards Your Child's Education Goal
Track your child’s education investments, monitor your education goal, manage SIPs, and stay informed about your investment progress through the MutualFundWala app.
Education Goal Tracking
Track your child’s education goals and monitor progress toward building the required future corpus.
Child Education SIP Management
Manage your child’s SIP investments easily and stay consistent with regular contributions for long-term growth.
Portfolio Tracking
Monitor your mutual fund portfolio, investment performance, returns, and progress toward your child’s education goals.
Investment Alerts
Receive timely investment alerts and reminders to stay informed about SIPs, market updates, and portfolio changes.
Investing with MutualFundWala has been simple, guided, and transparent from day one.
Choosing the right fund for my goals felt straightforward with the guidance provided.
The app makes it easy to track my SIPs and stay on top of my financial goals.
Why Choose MutualFundWala
There are more than 2,500 mutual fund schemes available to invest in today. Therefore, the sheer number of funds makes it cumbersome to choose the right one. On top of that, any investment products, including mutual funds, must be selected based on financial goals and risk profile.
This is where MutualFundWala, a trusted mutual fund distributor (MFD) with over two decades of experience, comes into play. The MFD helps investors select the right fund based on their risk profile, goals, and other factors.
AMFI Registered Mutual Fund Distributor
Expert Investment Guidance
Suitable Mutual Fund Options
Transparent Investment Process
Customer Reviews
Frequently Asked Questions
How much should I invest for my child's education?
The amount depends on your child’s age, the time available to reach the education goal, the estimated future education cost, inflation, and your investment horizon. A child education calculator can help estimate the required investment.
How do I choose the right mutual fund for my child's education?
Choosing a mutual fund for your child’s education depends on your goal, investment horizon, and risk tolerance. Equity-oriented funds may suit longer-term goals, while hybrid or debt-oriented funds may suit shorter time frames.
Should I invest through SIP or a lump sum?
Both SIP and lump-sum investments can be used for a child education goal. SIP involves regular investments, while lump sum involves investing a larger amount at one time.
When should I start investing for my child's education?
Can I increase my SIP amount later?
Yes. You can increase your SIP amount over time as your income or financial capacity increases.
Can I track my child's education investments online?
Yes. You can track your mutual fund investments, SIPs, transactions, and portfolio through the MutualFundWala app.
Start Investing for Your Child's Education Today
Take the first step towards your child’s education goals. Invest in suitable mutual funds through MutualFundWala and build a dedicated education corpus with disciplined, long-term investing.
