Shashi Kant Bahl
Build a Retirement Corpus with Mutual Fund Investments
Start building your retirement corpus with suitable retirement mutual fund schemes. MutualFundWala makes investing simple, helping you stay on track toward your long-term financial goals.
Build Your Retirement Corpus
Long-Term Wealth Creation
Goal-Based Mutual Fund Investing
AMFI Registered Mutual Fund Distributor
Trusted Investment Platform
Easy Online Investing
Associated with Leading Mutual Fund AMCs
Why Invest in Mutual Funds for Retirement?
Retirement mutual funds combine long-term growth potential, diversification, and disciplined investing to help you build a corpus for your future financial needs.
Start Early for Compounding
Starting early for retirement gives your capital more time to compound. For example, if you invest ₹5,000 every month for 20 years and expect a 12% return every year, you can have an estimated corpus of approximately ₹46 lakh at the end of your 20th year. However, you can get a corpus three times larger (approximately ₹1.5 crore) by extending the time period to 30 years. Just extending the time period by 10 years makes a significant difference to the final corpus.
Beat Inflation
Equity is one of the few investment products available that beat inflation. This is because companies increase their product prices in line with inflation.
SIP Discipline
SIP enables disciplined investing and is a preferred investment option. In this, mutual fund companies deduct a fixed amount each month and allocate it to investors' folios at the prevailing per-share unit price.
Diversified Portfolio
Don't put all your eggs in one basket. Similarly, don't invest all your capital in one mutual fund scheme, mutual fund house, or asset class. Diversification helps reduce volatility by investing in asset classes with negative correlation.
Flexible Investments
Investing in mutual funds provides significant flexibility. Unlike fixed deposits, investors can choose between SIP and lump-sum investment modes, and have the freedom to pause or cancel SIPs at any time to align with their changing financial needs.
Professional Fund Management
Your retirement investments are handled by experienced fund managers who track markets and make informed decisions on your behalf.
Choose the Right Retirement Mutual Fund Investment Option
Choose an investment approach based on your retirement timeline, financial goals, and investment preferences.
Estimate Your Retirement Corpus with Our Retirement Mutual Fund Calculator
Not sure how much you should invest? Use our Retirement Mutual Fund Calculator to estimate the corpus you may need based on your retirement age, expected expenses, inflation, and investment assumptions.
Manage Your Retirement Investments Anytime, Anywhere
Track your retirement investments, monitor portfolio performance, and stay focused on your long-term financial goals through the MutualFundWala app.
Retirement Goal Tracking
See how close you are to your retirement corpus target.
Retirement SIP Management
Start, modify, or pause your retirement SIPs anytime.
Portfolio Tracking
Monitor how your retirement investments are performing.
Investment Alerts
Get timely alerts on your investments and portfolio updates.
Investing with MutualFundWala has been simple, guided, and transparent from day one.
Choosing the right fund for my goals felt straightforward with the guidance provided.
The app makes it easy to track my SIPs and stay on top of my financial goals.
Frequently Asked Questions
Why should I start investing early for retirement?
Starting early for retirement gives your capital more time to compound. For example, if you invest ₹5,000 every month for 20 years and expect a 12% return every year, you can have an estimated corpus of approximately ₹46 lakh at the end of your 20th year. However, you can get a corpus three times larger (approximately ₹1.5 crore) by extending the time period to 30 years. Just extending the time period by 10 years makes a significant difference to the final corpus.
Which are the best retirement mutual funds in India?
There is no such thing as the best retirement mutual fund. Mutual fund investments depend entirely on the investor’s risk profile, personal goals, investment amount, and investment duration. Then only MutualFundWala can help you choose your preferred mutual fund scheme.
Should I invest through SIP or a lump sum for retirement?
Both can be used for investing. SIPs can be used to make a fixed investment monthly, while you can deposit extra funds (such as bonuses, increments) as a lump sum.
How much should I invest for retirement? +
How can I estimate my retirement corpus? +
The retirement corpus is estimated based on your retirement age, expected expenses, and inflation. You should also factor in your investment assumptions and current financial goals to determine the target amount. Using a dedicated retirement mutual fund calculator is the most effective way to analyze these variables and arrive at an accurate estimation.
Which mutual funds are suitable for retirement? +
Suitability depends on individual risk tolerance and time horizon. Long-term investors often favor equity funds for growth, while those nearing retirement might prefer hybrid funds to balance potential returns with lower volatility. Many prefer a mix of equity and debt funds. MutualFundWala helps investors choose the right mutual fund.
Can I track my retirement investments online? +
Absolutely, tracking investments online is quite easy using our website and mobile application.
Start Investing for Your Retirement Today
Every investment you make today can contribute to a more financially secure retirement. Start investing in mutual funds through MutualFundWala and work toward building the retirement corpus you need for your future.
